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Ni umushinga uzakorwa ku nkunga ya Banki y’Isi, ukazagera mu turere dutandukanye turimo inkambi zakira impunzi.

Kugeza ubu u Rwanda rucumbikiye impunzi zisaga ibihumbi 127, ziganjemo izikomoka muri Repubulika Iharanira Demokarasi ya Congo, u Burundi, Eritrea, Ethiopia na Sudani.

Bitandukanye na mbere, aho impunzi zagenerwaga inkunga zo kuzitunga buri munsi, u Rwanda ku bufatanye n’Ishami ry’Umuryango w’Abibumbye ryita ku Mpunzi, UNHCR rwatangije gahunda zo gufasha impunzi kwibona muri gahunda z’ibihugu ku buryo zabasha no gukora imirimo itandukanye yatuma zibeshaho.

Kugira ngo impunzi zibashe kugera kuri ibi hari ibyo zigomba gufashwa birimo koroherezwa kwiga, kwivuza no guhabwa ibyangombwa no kuzifasha kugira uburenganzira ku mitungo n’ibindi.

Ubwo yari Nama Mpuzamahanga yiga ku kibazo cy’ubuhunzi ku Mugabane wa Afurika izwi nka ‘36 Million Solutions: Africa Private Sector Forum on Forced Displacement’, Minisitiri w’Ibikorwa by’Ubutabazi, Kayisire Marie Solange, yagaragaje ko hari byinshi u Rwanda rumaze gukora mu kwesa uyu muhigo wo gufasha impunzi kwibona muri gahunda z’igihugu.

Minisitiri Kayisire yagaragaje ko hashize imyaka irenga 10 u Rwanda ruha ikaze impunzi zitandukanye.

Ati “Hashize imyaka isaga 10 u Rwanda rwakira impunzi zibarirwa mu bihumbi, aho babanye amahoro n’imiryango yabakiriye. Kuri ubu dufite impunzi ibihumbi 127 zaturutse mu bihugu bitandukanye, Abanye-Congo ni bo benshi bangana na 61%. Abarundi bangana na 38%, abandi batageze kuri 1% baturutse mu bindi bihugu birimo Eritrea, Sudani, Somalia na Ethiopie.”

Yakomeje avuga ko mu gufasha izi mpunzi, u Rwanda rwashyizeho amategeko na politiki bizirengera, aho ubu inyinshi zafashijwe kwiga kwivuza n’ibindi.

Ati “U Rwanda rwashyizeho amategeko n’imirongo ya politike igamije kurinda no gufasha impunzi. Impunzi zafashijwe kwiga kaminuza binyuze muri buruse zitangwa ku bufatanye n’abafatanyabikorwa batandukanye. Kugeza uyu munsi impunzi zirenga 2000 zimaze gusoza amasomo yazo muri kaminuza zitandukanye, bamwe babonye akazi abandi baragahanga abandi barenga 500 barakiga muri izi kaminuza.”

Ku bijyanye na gahunda z’ubuzima yavuze ko impunzi ubu zinjijwe mu y’ubwisungane mu kwivuza kandi ko zitajya zicikwa n’izindi gahunda zo muri uru rwego zirimo n’izijyanye no gukingira.

Ati “Impunzi zo mu Rwanda zashyizwe muri gahunda y’igihugu y’ubuzima ndetse izituye mu mijyi by’umwihariko zifite ubwisungane mu kwivuza. Mu gihe cya COVID-19, impunzi zashyizwe muri gahunda yo kuyirwanya. Kugeza uyu munsi izirenga 50% mu zarebwaga na gahunda yo gukingira zarakingiwe kandi urugendo ruracyakomeje.”

“Nashakaga kandi kuvuga ko mu murongo wo kurandura hepatite bitarenze 2024, 78% by’impunzi zifite imyaka 15 gusubiza hejuru bapimwe, abayisanganywe baravurwa abandi barakingirwa.”

Kimwe mu bintu byakundaga kugora abahungiye mu Rwanda ni ukubona ibyangombwa bibafasha kugera kuri serivisi z’imari cyangwa gutangira ibikorwa by’ubucuruzi.

Binyuze muri iyi gahunda yo gufasha impunzi kwibona muri gahunda z’igihugu, Minisitiri Kayisire yavuze ko ubu impunzi zishobora no kubona indangamuntu, izifasha kwitangiriza ibikorwa by’ubucuruzi.

Ati “Mu bijyanye no kubafasha kugera kuri serivisi z’imari n’uburenganzira bwo gutangiza ibikorwa by’ubucuruzi n’amakoperative ndetse n’uburenganzira ku mitungo itimukanwa. Impunzi zujuje ibisabwa zihabwa indangamuntu ndetse n’icyangomba kibafasha kubona akazi, impushya zo gutwara ibinyabiziga, kwandikisha ibikorwa bishya by’ubucuruzi mu Rwanda ariko no kubasha kugura imitungo itimukanwa.”

Hagiye gushorwa miliyari 80 Frw

Mu rwego rwo gukomeza kugeza ibikorwaremezo ku mpunzi no kuzifasha kwinjira muri gahunda z’igihugu, Minisitiri Kayisire yavuze ko hari umushinga w’asaga miliyari 80 Frw ugiye gutangira.

Ati “Nashakaga kubabwira ko mu Rwanda twabonye umushinga wa miliyoni 80$ watewe inkunga na Banki y’Isi ugamije gufasha impunzi kwibona muri gahunda z’imibereho y’igihugu.”

“Uyu mushinga ugamije kunoza gahunda zo kugeza serivisi z’ibanze, amahirwe mu by’ubukungu ku mpunzi n’abaturage b’aho ziri no mu gufasha kubungabunga ibidukikije mu mpunzi.”

Biteganyijwe ko muri uyu mushinga hazubakwa ibyumba by’amashuri 250 n’ibigo by’amashuri bitanu bizajya byigisha amasomo ajyanye n’ubumenyingiro.

Binyuze muri uyu mushinga hazubakwa kandi havugururwe ibigo nderabuzima bine n’ibitaro biri ku rwego rw’akarere bine. Aya mafaranga azakoreshwa kandi mu kubaka umuyoboro w’amazi ufite kilometero 62 n’amasoko ane agezweho, azafasha impunzi kubona aho zicururiza ibyo zikora.

Umuyobozi wa UNHCR muri Afurika y’Iburasirazuba, mu Karere k’Ibiyaga Bigari no mu bihugu byo mu Ihembe rya Afurika, Clementine Nkweta-Salami, yavuze ko mu myaka 10 ishize umubare w’abava mu byabo n’impunzi warushijeho kwiyongera.

Iki kibazo kigaragara muri Centrafrique, Sudani y’Epfo, u Burundi n’Amajyaruguru ya Mozambique.

Yavuze ko ibihugu bya Afurika bikwiye kubona impunzi nk’amahirwe y’ishoramari kuruta uko bazifata nk’umutwaro. Yashimye u Rwanda kubera ko rwatangiye gutera intambwe, asaba abikorera gufatanya n’imiryango na Guverinoma z’ibihugu mu gufasha impunzi n’abavuye mu byabo.

Imibare ya UNHCR igaragaza ko umubare w’impunzi n’abava mu byabo ukomeje kwiyongera by’umwihariko muri Afurika yo Munsi y’Ubutayu bwa Sahara. Iyi mibare yerekana ko mu 2020 umubare w’abantu bavuye mu byabo muri Afurika yo Munsi y’Ubutayu bwa Sahara wageze kuri miliyoni 35.9 bangana na 45% by’impunzi zose ziri ku Isi.

Minisitiri w’Ibikorwa by’Ubutabazi, Kayisire Marie Solange, yavuze ko u Rwanda ruharanira imibereho myiza y’impunzi

Iri rushanwa ryari ryitabiriwe n’abarushanwa bagera kuri 400, baza gutoranywamo 25 ari nayo izatoranywamo imishinga itanu ihiga iyindi, ikaba ari yo izahembwa.

Umushinga uzahiga indi uzahembwa ibihumbi 50$ (asaga miliyoni 50 Frw) mu gihe abandi bane buri umwe azajya ahabwa miliyoni 12,5 Frw.

Kuri ubu urubyiruko rufite imishinga 25 yatoranyijwe rumaze icyumweru mu mwiherero rwigira hamwe uko imishinga yabo yateza imbere Sosiyete Nyarwanda.

Uwase Aline ufite umushinga wo guteza imbere Made in Rwanda binyuze kuri internet yise “The HappyNess,” yavuze ko muri aya mahugurwa, bahigiye uburyo ishoramari rikorwa.

Ati “Twungutse byinshi birimo no kongerwa ubumenyi ku buryo turushaho kumenya no gusobanukirwa ishoramari. Twahuye n’abantu batwereka inzira y’ishoramari, ibyiza n’ibibi ku buryo tudashobora gucika intege.”

Muhiza Frank ufite umushinga wo gufasha amakoperative kumenyekanisha ibikorwa byayo na serivisi zo gucunga imari, yasabye ko inzego za Leta zajya zikurikirana ishyirwa mu bikorwa ry’imishinga ihembwa.

Ati “Irushanwa nibwo rigitangira, ariko icyo nasaba Guverinoma ni ugushyira imbaraga mu ishyirwa mu bikorwa ry’imishinga ihabwa ibihembo.”

Yakomeje agaragaza ko hari imishinga yagiye ihabwa ibihembo mu marushanwa atandukanye ndetse ikanyura no mu bigo bifasha urubyiruko ariko bikarangira izimiye.

Ku ruhande rwa Ngaboyurwanda Honoré ufite umushinga wo guhuza abahinzi n’abaguzi hifashishijwe ikoranabuhanga, yasabye ko hakomeza gushyirwa imbaraga mu ikoreshwa ry’ikoranabuhanga mu guteza imbere ubuhinzi.

Mu gihe cy’amahugurwa, abitabiriye amahugurwa basuye ikigo gitangira serivisi z’ubuvuzi kuri telefoni, Bably, babwirwa ko kuva cyatangira, abarenga miliyoni ebyiri biyandikishije bazisaba mu gihe miliyoni 1,3 basuzumwe.

Ku wa 3 Ukuboza 2021 nibwo hazamenyekana batanu ba mbere bazahembwa.

Abafite imishinga ihanganye muri Hanga Pitchfest baganiriye n’ubuyobozi bwa Bably

Abitabiriye aya mahugurwa bafashe ifoto y’urwibutso

Hanga Pitchfest izajya iba buri mwaka

Muhiza Frank ufite umushinga wo gufasha amakoperative kumenyekanisha ibikorwa byayo na serivisi zo gucunga imari n’iteganamigambi, yasabye ko inzego za Leta zajya zikurikirana ishyirwa mu bikorwa ry’imishinga

Ba rwiyemezamirimo bitabiriye iri rushanwa basobanuriwe ibijyanye n’ishoramari

Umuyobozi Mukuru wa Babylon ifite ishami mu Rwanda rya Babyl, Dr. Ali Parsa, yasabye urubyiruko gukomeza kugira umuco wo guhanga udushya

Urubyiruko rusobanurirwa uburyo bwimbitse bwo gusobanuramo imishinga

Uwase Aline yagaragaje ko bungukiye byinshi mu mwiherero

umushinga uzahiga indi uzahembwa miliyoni 50 Frw

Ni igitekerezo bagaragaje ku wa Gatatu, tariki ya 1 Ukuboza 2021, ubwo Impuzamiryango Pro-Femmes Twese Hamwe yagaragarizaga itangazamakuru ibikorwa ikora mu guhuza imbaraga mu rugamba rwo kwimakaza ihame ry’uburinganire n’ubwuzuzanye no kuzamura uruhare rw’umugore mu nzego zifata ibyemezo.

Abo bagore bakorana na Pro-Femmes Twese Hamwe bitwa ‘Champions’ bisobanuye ‘abatsinzi’ cyangwa ‘umusemburo w’impinduka nziza’ cyangwa ‘abantu bakora ibikorwa byiza by’intangarugero’.

Gahongayire Eugenie wo mu Murenge wa Musha yavuze ko batekereje iryo shuri ry’umuco kuko hari ikibazo cy’abangavu baterwa inda imburagihe ahanini biturutse ku kudasobanukirwa ibijyanye n’ubuzima bw’imyororokere kuko ababyeyi babo batinya kubibaganirizaho.

Ati “Ni cyo twiyemeje ko tugomba gushyiraho ishuri ry’umuco tukigisha abana bakiri batoya bakamenya kirazira, noneho natwe tukaba twakwiyambaza abafite ubushobozi n’ubumenyi ku buzima bw’imyororokere bakadufasha kubigisha.”

Nyiransabimana Cloturde na we yavuze ko asanga ishuri ry’umuco rizabafasha gukemura ibibazo byinshi birimo n’icyo gusenyuka kw’ingo.

Ati “Ishuri ry’umuco mbona rizadufasha cyane kuko abana tuzabatoza umuco mwiza bakiri bato bawukurane. Ikindi ni uko twagiye tubona ibibazo by’abubaka ingo zigahita zisenyuka biturutse ku kutamenya inshingano zabo mu rugo.”

Umukozi muri Pro-Femmes Twese Hamwe ushinzwe Gahunda y’Ibikorwa by’Ubuvugizi, Niragire Erneste, yavuze ko iryo shuri ry’umuco ari igitekerezo cyiza kandi bagishyigikiye, bityo bazabafasha kugira ngo kigende neza.

Ati “Abagize umuryango bakwiye kuganiriza abana ku bijyanye n’ubuzima bw’imyororokere no ku bijyanye n’ejo habo hazaza. Ngira ngo ishuri ry’umuco rero ni kimwe muri ibyo bisubizo aba champions bashatse mu gukumira inda ziterwa abangavu kubera ako ababyeyi benshi ntabwo batinyuka kuganiriza abana babo ku buzima bw’imyororokere.”

“Ishuri ry’umuco rero bwaba uburyo bwiza bufasha kugira ngo urwo rubyiruko rubyumve ruze muri ibyo biganiro, babaganirize bageze aho umubyeyi atashoboye kugeza kugira ngo bahindure imyitwarire bagire icyerekezo kizima.”

Yakomeje avuga ko bazabashyigikira mu kubatunganyiriza imfashanyigisho no kuzibagezaho ku bufatanye n’abandi bafatanyabikorwa.

Yavuze ko kandi bazabafasha no kubongerera ubumenyi no gutyaza ubwenge kugira ngo basobanukirwe neza uko baganiriza abana bari mu byiciro bitandukanye ku buzima bw’imyorororokere.

Ati “Kugira ngo mu by’ukuri babashe gutanga izo nyigisho mu buryo bwimbitse kuri bya byiciro bitandukanye by’abana kuko uko wabyigisha umwana w’imyaka irindwi bitandukanye n’uko wabyigisha uw’imyaka 12.”

Imibare igaragaza ko mu Karere ka Gisagara abangavu 548 bari munsi y’imyaka 20 y’amavuko batewe inda imburagihe mu 2020/21 kandi muri bo abagera ku 101 batarageza ku myaka 18 y’amavuko.

Abagore bo mu Karere ka Gisagara bagaragaje ko ikibazo cy’abangavu baterwa inda imburagihe kibahangayikishije

Iri shuri rizajya rifasha abangavu kumenya ubuzima bw’imyororokere

Abagore nibo bazajya batoza abangavu n’ingimbi ibijyanye n’ubuzima bw’imyororokere

Abagore bakorana na pro-femmes twese hamwe bitwa champions bisobanuye abantu b’abatsinzi

Bahawe umwanya wo gutanga ibitekerezo bagaragaza ibyo bifuza gukora

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Mu nama yateranye ku wa 30 ugushyingo 2021, yanzuye ko bamwe mu basifuzi n’abakomiseri b’imikino mu marushanwa ategurwa na Ferwafa bahagarikwa.

Mu basifuzi bahagaritswe barimo Mulindangabo Moïse wari umusifuzi wo hagati ku mukino wa Shampiyona y’Icyiciro cya mbere mu bagabo ‘Primus National League’ wahuje Rayon Sports FC na Bugesera FC ku itariki ya 20 Ugushyingo 2021, yahagaritswe ibyumweru bitatu. Ibihano bye bizatangira kubarwa ku itariki ya 4 Ukuboza 2021 ku mukino w’umunsi wa karindwi.

Undi wagaritswe nyuma yo gusifura umukino Rayon Sports yatsinzemo Etoile de l’Est FC igitego 1-0 ni Muneza Vagne wahanwe ibyumweru bitatu adasifura na Nsabimana Céléstin wari umusifuzi wa kane wahanishijwe kumara ibyumweru bibiri adafunze.

Aba bazize kuba batarakumiriye ikipe ya Rayon Sports gusimbuza inshuro zirenze izigenwa n’amategeko.

Abandi bahanwe ni Nsabimana Claude wari umusifuzi wo hagati ku mukino wahuje Police FC na Gorilla FC, akaba yaharitswe ibyumweru bibiri. Undi wahagaritswe ni Ruhumuriza Justin wari umusifuzi wa Kabiri Wungirije kuri uwo mukino, wahagaritse ibyumweru bine.

Uretse mu cyiciro cya mbere, hari n’abasifuzi batangiye kugaragarwaho n’amakosa y’imisifurire muri Shampiyona y’Icyiciro cya Kabiri mu bagore kuko Sebahutu Yussuf wasifuye umukino wahuje IPM Wfc na Gatsibo Wfc wabaye ku itariki ya 27 Ugushyingo 2021 yakoze amakosa yamuviriyemo guhanwa amezi atandatu.

Hanahanwe kandi uwari Komiseri w’umukino wa Shampiyona y’Icyiciro cya Kabiri mu bagore wahuje Kayonza Wfc na Nasho Wfc wabaye ku itariki ya 27 Ugushyingo 2021, uyu yahanishijwe amezi atandatu.

Umukino Rayon Sports yatsinzemo Etoile de l’Est FC igitego 1-0 wakozwemo amakosa yatumye abasifuzi bahagarikwa

Ubushakashatsi bwakozwe mu 2019 bugasuzumwa mu 2020, bugaragaza ko mu Rwanda hamaze kugaragara abafite ubumuga basaga miliyoni gusa ngo baracyagorwa no kubona serivisi z’ibigo by’imari bitewe ahanini n’ubumuga bafite.

Ubu bushakashatsi bugaragaza ko abafite ubumuga mu Rwanda babona serivisi z’imari batarenze 17%, bikagaragaza ko hakiri icyuho kinini mu mategeko agenga ibigo by’imari no guharanira iterambere ridaheza uwo ari we wese.

Bimwe mu bibazo by’ingutu bigarukwaho cyane harimo kuba ibigo by’imari bidahereza serivisi abafite ubumuga kubera imiterere yabo, imyumvire y’ababikoramo, ubumenyi budahagije n’uburyo bw’ubwumvane hagati y’umukozi wa banki n’ufite ubumuga.

Abafite ubumuga bwo kutavuga no kutumva bakoresha ururimi rw’amarenga bagaragaje ko bagihura n’imbogamizi zikomeye zo kuganira n’abakozi bo muri banki nkuko, Niyoyita Eric ubahagarariye yabigarutseho.

Ati “Mu by’ukuri kwaka serivisi mu bigo by’imari kuri twe biragoye kuko dukoresha ururimi rw’amarenga kandi abantu benshi bakora mu mabanki ntabwo baruzi. Abantu bo mu bigo by’imari bazi ururimi rw’amarenga byatworohera. Iyi raporo twabonye ni nziza izadufasha gukora ubuvugizi n’abantu babone ko ibibazo bihari kandi bizanahindura imyumvire y’abantu bari mu bigo by’imari ndetse binatwereka ko natwe dufite agaciro.”

Mukamihigo Claudine yavuze ko kwizerwa mu bigo by’imari bigorana cyane bitewe ahanini no kuba bafite ubumuga runaka nk’iyo bigeze kuri serivisi z’inguzanyo.

Ati “Umuntu ajya kwaka amafaranga mu bigo by’imari bakakubaza bati ubwo se uje gufata inguzanyo kandi ufite ubumuga? Bakabasaba kwishyira hamwe. Ubwo rero ibyo bitubera imbogamizi. Usanga guhabwa serivisi z’imari bitoroshye.”

Ubushakashatsi bw’Ishami ry’Umuryango w’Abibumbye ryita ku Iterambere, UNDP, bwagaragaje ibyuho bikigaragara birimo ibijyanye no kuba serivisi zigora abafite ubumuga hakaba aho basabwa gusinyirwa n’abandi bantu bakaba basinya amafaranga y’umurengera, kuba ahantu ibigo by’imari biherereye ari kure na serivisi zitangwa cyangwa inyubako zitaborohereza.

Umuyobozi muri Minisiteri y’Ubutegetsi bw’Igihugu ushinzwe Imibereho Myiza y’Abaturage, Huss Monique, yagaragaje ko hari ibyo Leta iri gukora kugira ngo nabo bafashwe kubona serivisi z’imari hagamijwe kwirinda ko hari uwasigara inyuma.

Ati “Abafite ubumuga turifuza ko bagera ku iterambere n’imibereho yabo myiza muri gahunda zose zitandukanye. Ubu ni uburyo bwiza bwo kugira ngo na bo babone ko batekerejweho muri gahunda zose mu bikorwa by’iterambere rusange by’igihugu. Hagiyeho politiki yabo yihariye ibafasha kugira ngo serivisi zose zihariye zibashe kubageraho.”

  Leta yahawe umukoro

Ubushakashatsi bwerekanye ko mu bantu basaga miliyoni bafite ubumuga nibura 176.504 [15%] babona inguzanyo mu mabanki, 7% bahitamo kuguza inshuti, abapfa gufata inguzanyo aho babonye bangana na 52% mu gihe 26% batagira ubushake bwo kuguza.

Muri bo kandi abagira ubushake bwo kwizigamira muri banki bangana na 15%, abizigamira mu bindi bigo ni 35%, ababitsa inshuti 4% naho abandi bangana na 19% ntibizigamira.

Umukozi w’Ishami rishinzwe Ishoramari ridaheza n’Uburezi muri Banki Nkuru y’u Rwanda, Dr. Bigirimana Moïse, yagaragaje ko hakiri imbogamizi mu bigo by’imari mu gufasha abafite ubumuga n’ubwo hari abibumbiye mu matsinda bazihabwa kandi bakiteza imbere.

Yavuze ko bazakomeza gukorana n’abafite ubumuga nyuma y’ibarura rusange ryabo riri gukorwa ngo boroherezwe kubona serivisi z’imari.

Umunyamabanga Nshingwabikorwa w’Ihuriro ry’Imiryango y’Abafite Ubumuga mu Rwanda, NUDOR, Nsengiyumva Jean Damascène, yavuze ko hari ibikwiye gukorwa mu guhindurira imyumvire y’abakozi bo mu bigo by’imari.

Yagize ati “Nyuma y’inama tuvuyemo, hari ikigiye gukorwa. Icyagaragaye cyane ni ukuba abantu bafite ubumuga batabona serivisi zihagije mu bigo by’imari barimo bitewe n’imyumvire ku burenganzira bw’umuntu ufite ubumuga. Iyo myumvire rero ni ngombwa ko ikorwaho kugira ngo bagire ubumenyi ku burenganzira bw’umuntu ufite ubumuga ariko kandi banamubonemo ubushobozi aho kugira ngo bamubonemo imbaraga nke.”

Abitabiriye iki gikorwa batanze inama ko hakwiye gushyirwa imbaraga mu bikorwa by’abafite ubumuga nko kubongerera ubumenyi, gushyiraho serivisi za Mobile Money zibafasha, koroherezwa mu guhabwa serivisi nk’amakarita ya banki no gushyiraho uburyo bwafasha kuyakoresha kuri ATM.

Ubushakashatsi bwagaragaje ko abafite ubumuga bakibangamirwa no kugera ku bikorwa by’imari

Uhereye ibumoso: Umuyobozi wa Access to Finance Rwanda, Iyacu Jean Bosco; Umunyamabanga Nshingwabikorwa w’Ihuriro ry’Imiryango y’Abafite Ubumuga mu Rwanda, NUDOR, Nsengiyumva Jean Damascène n’Umuyobozi muri Minisiteri y’Ubutegetsi bw’Igihugu ushinzwe Imibereho Myiza y’Abaturage, Huss Monique, mu bitabiriye iki gikorwa

Umuyobozi wa Vision Fund Rwanda, Mukantagwera Eugénie, yavuze ko abafite ubumuga bakwiye kwitabwaho