Author: webrwanda

Abayobozi bayo biyemeje gukomeza guharanira ko COPEDU iba igicumbi cy’ahatangirwa serivisi nziza mu gihugu.

Ibi bihembo bya ‘Service Excellence Award’ byatanzwe ku nshuro ya Gatandatu, aho bitegurwa n’ikigo gisanzwe gikora ibikorwa byo guhemba abantu n’ibigo mu nzego zitandukanye cya Kalisimbi Events.

COPEDU Plc ni kimwe mu bigo byahawe ibihembo byo kuba byaratanze serivisi nziza ku bakiliya babyo mu 2021, mu muhango wabaye kuri uyu wa 9 Ukwakira kuri Lemigo Hotel hubahirizwa amabwiriza ya Covid-19.

Umuyobozi ushinzwe Ishami ry’Ubucuruzi muri COPEDU Plc, Bigiramana Francine, yavuze ko bakiriye neza igihembo bahawe kuko batowe n’Abakiliya babo ndetse biba akarusho kuko cyahuriranye no gusoza icyumweru cyahariwe Abakiliya.

Yagize ati “Kuba muri iki cyumweru [cyahariwe umuguzi] ari abakiliya baduhisemo bifite icyo bisobanuye kuri COPEDU Plc ndetse bitwereka ko ibyo dukora hari benshi babibona tukaba dushimira abakiliya bacu cyane.”

“Iki gihembo twahawe kiduteye imbaraga zo kurushaho gukora cyane tugaha abakiliya bacu serivisi nziza zihuse kandi zinoze, ziruse izo twabahaga, tukaba tubizeza ko tuzakomeza gushyira imbaraga mu gusubiza ibyifuzo byabo.”

Umuyobozi ushinzwe inguzanyo muri COPEDU Plc, Ntirenganya Alphonse, yavuze ko iyi ‘microfinance’ yiteguye gukomeza gahunda zayo zo guteza imbere abari n’abategarugori ndetse ko iki gihembo cyahuriranye n’uburyo bushya ifite bwiswe ‘Tinyuka’ bugenewe cyane abagore.

Yagize ati “Covid-19 yagize ingaruka ku mishinga itandukanye y’abantu, muri Tinyuka rero abategarugori tubaha inguzanyo y’amafaranga ashobora kugera kuri miliyoni eshanu nta ngwate. Urumva ko ari ikintu cyatuma umuntu ava ku rwego rumwe akagera ku rundi.”

Ntirenganya yavuze ko nta byinshi basaba uje kwaka inguzanyo apfa kuba gusa afite ipatanti, asanzwe akora umushinga runaka ndetse afite n’ibyangombwa byawo ubundi bakamutera ingabo mu bitugu bakamufasha kwagura umushinga we nyuma y’uko imishinga myinshi ikomwe mu nkokora na Covid-19.

Uretse ubu buryo, COPEDU Plc ifite n’izindi serivisi igenera abakiliya zitandukanye.

Mu cyerekezo cya COPEDU Plc, ivuga ko izakomeza guhaza ibyifuzo by’abakiliya bayo ndetse igafatanya na Leta y’u Rwanda muri gahunda yayo yo guteza imbere abari n’abategarugori.

Ntirenganya ushinzwe inguzanyo (ibumoso), Bigirimana ushinzwe ishami ishami ry ubucuruzi (hagati) na Niyonshuti Emmanuel ushinzwe kumenyekanisha ibikorwa muri COPEDU Plc (iburyo) bishimira igihembo bahawe

Bigirimana ushinzwe ishami ry’Ubucuruzi muri COPEDU Plc yavuze ko igihembo bahawe cyabateye imbaraga zo kurushaho gukora cyane

COPEDU Plc yahawe igihembo cy’umwaka nka microfinance ya mbere nziza mu Rwanda

Abayobozi ba COPEDU Plc biyemeje guharanira ko ikomeza kuba igicumbi cy’ahatangirwa serivisi nziza

Ubwo Bigiramana yajyaga gufata igihembo cya COPEDU Plc

Bigiramana yavuze ko kuba igihembo COPEDU yahawe, yagihawe n’Abakiliya ari iby’igiciro

Niyonshuti Emmanuel ushinzwe kumenyekanisha ibikorwa yishimira igihembo bahawe

Ntirenganya yavuze ko COPEDU izakomeza kuba hafi abakiliya ibagerera ku byifuzo byabo

Ni ibyatangajwe na Minisiteri y’Ubuhinzi n’Ubworozi kuri uyu wa Gatanu tariki 8 Ukwakira 2021, mu biganiro byayihuje inzego zitandukanye n’abakora muri uru rwego mu gushakira hamwe ibisubizo ku bibazo bigikoma mu nkokora gahunda zo gufasha abahinzi n’aborozi kubona amafaranga yo gukoresha mu mishinga yabo.

Abafite ibigo by’imari na za banki muri rusange bagaragaza ko impamvu birinda gutanga amafaranga menshi ku bari mu buhinzi n’ubworozi, ari uko ayo mafaranga ari ay’abakiliya babo baba barimo gucuruza.

Ni ukuvuga ko banki iyo yakiriye abakiliya babiri baje kwaka inguzanyo barimo umucuruzi ugaragaza ko azajya yishyura mu gihe gito cyangwa azahita yishyura mu gihe cya vuba, na wa muhinzi ugaragaza ko azatangira kwishyura nyuma y’igihembwe ari uko yasaruye, banki ihitamo kuguriza uzayishyura vuba.

Umunyamabanga wa Leta muri Minisiteri y’Ubuhinzi n’Ubworozi, Dr Ngabitsinze Jean Chrysostome, yavuze ko nka leta bagiye gutekereza uko hashyirwaho ikigega cyangwa uburyo bwihariye bwo gufasha abahinzi kubona amafaranga.

Ati “Iyo uganiriye n’abantu benshi, bigaragara ko igihe kigeze ko hatekerezwa ku kigega cyajyamo amafaranga runaka y’ubuhinzi, hari n’abavuga ko ashobora no kujya ahandi hantu runaka hakaba hajyaho banki y’ubuhinzi, abandi bakavuga ko yajya nko muri BRD, akaba ari amafaranga agamije guteza imbere ubuhinzi.”

Yakomeje agira ati “Ni aho nka leta natwe tubona hakwiye kujyaho ikigega cy’amafaranga gishobora gufasha mu gutanga ingwate cyangwa mu gufasha amabanki kuba yabona amafaranga ahagije kugira ngo ayahe abo bahinzi, nicyo turimo kuganiraho ngo turebe uko twabafashamo.”

Dr Ngabitsinze yavuze kandi ko muri rusange leta igiye kureba icyakorwa mu gushyiraho iyo banki cyangwa gukoresha isanzwe ariko icyo kigega gifasha abahinzi kikaba cyajyaho.

Ati “Icyo iki kigega cyafasha, ni ukugira ngo nibura amabanki agire icyizere ko hari amafaranga ahari yatangwa kugira ngo ashyigikire abahinzi n’uwagira ikibazo habe hari uburyo ayo mafaranga yakwishyurwa . Ikindi ni ukubona amafaranga yo gutanga, hari igihe ayo ziba zifite aba adahagije kuko niba twifuza gukora ubuhinzi bwa kinyamwuga, ni byiza ko icyo kigega cyajyaho kikajya gifasha abahinzi kubona ayo mafaranga.”

Dr Ngabitsinze kandi yavuze ko icyo kigega kigiyeho byakemura ikibazo cy’abakunze gutaka inyungu z’umurengera bakwa iyo bahawe inguzanyo.

Ku rundi ruhande ariko hari bamwe mu bafite za banki zatangiye gukorana n’abahinzi babaha inguzanyo yaba iy’igihe gito n’igihe kirekire, bavuga ko uru rwego ari nk’izindi kandi narwo rwunguka bityo amabanki akwiye kwizera abarukoramo.

Umuyobozi ushinzwe ubucuruzi muri AB Bank, Ndikumana Jerry Joas yavuze ko kuva batangira gutanga inguzanyo ku bahinzi hari benshi bagenda bafata amafaranga kandi akunguka.

Ati “Udashyize amafaranga menshi mu buhinzi nta handi wayashyira kuko kugeza ubu Abanyarwanda 80% batunzwe n’ubuhinzi.”

Yakomeje agira ati “Ikibazo kigenda kivuka ni ikijyanye n’izo mbogamizi cyangwa ibibazo birimo ariko ikigaragara iyo umaze gushyiramo amafaranga ubona ko ibyo bibazo bigenda bibonerwa umuti.”

Minisiteri y’Ubuhunzi n’Ubworozi itangaza ko kugeza ubu amafaranga ashyirwa muri uru rwego rw’ubuhinzi akiri kuri 5% mu gihe hari intego yo kuzaba yageze hejuru ya 10% mu 2024.

Leta yagaragaje ko gushyiraho ikigega cyangwa banki ifasha abahinzi n’aborozi aribyo bizafasha mu iterambere ry’urwo rwego

Inzu y’uwitwa Hungurimana yagurutse igisenge asigara adafite aho akinga umusaya

Iyo mvura ivanze n’umuyaga yasambuye ibisenge by’inzu zisaga 127, yangiza inyubako ebyiri z’Ikigo nderabuzima cya Rwahi harimo ahakoreraga ishami rya mituweli n’ububiko bw’icyo kigo nderabuzima, yangiza amapoto atandatu y’amashanyarazi, imyaka yiganjemo urutoki n’indi inyuranye, mu Tugari twa Rubona, Kijabagwe, Rutonde na Muvumo mu Murenge wa Shyorongi.

Umuyobozi w’Akarere ka Rulindo, Kayiranga Emmanuel, yatangaje ko bikimara kuba, bihutiye kugera aho byabereye, bafatanya n’abaturage gukiza ibintu bimwe na bimwe.

Uyu muyaga ngo wari ufite ingufu zateruraga ibisenge zikabijugunya muri metero zirenga 30 uvuye aho byari biri

Yagize ati: “Kari akavura gake ariko karimo umuyaga mwinshi cyane. Wari umuyaga ufite ubukana, kuko n’abaturage twagerageje kuvugana na bo, batubwiye ko, ari ibintu bitari bisanzwe kuva bahatura. Byonyine no kuba ayo mapoto yari ashinze mu butaka, cyangwa se n’inyubako z’ikigo nderabuzima ubona ko zari zikomeye n’isakaro bigaragara ko ryari riziritse mu buryo bukomeye, ariko umuyaga ukarenga ukabigurukana; mu by’ukuri, byagaragaraga ko ufite imbaraga nyinshi”.

Uyu muyobozi yakomeje ati: “Turihanganisha abaturage bagezweho n’ingaruka z’ibi biza, ariko kandi tubibutsa kuzirika amazu yabo muri iki gihe cy’imvura, kugira ngo tugabanye ibyago byo kuba yateza ingaruka”.

Ibi biza ntawe byahitanye, ariko byakomerekeje abarimo umugabo w’imyaka 28 wo mu Kagari ka Kijabagwe n’undi mwana w’imyaka 7 wo muri ako Kagari, ndetse n’umwana w’imyaka 14 wo mu Kagari ka Rubona; bakaba bahise bajyanwa mu mavuriro atandukanye ngo bitabweho n’abaganga.

Abayobozi bihutiye kugera ahabereye ibi biza ngo bamenye ibyangiritse

Amazu yasambutse ibisenge bikavaho, harimo 63 yo mu Kagari ka Rutonde, 22 yo mu Kagari ka Rubona na 41 yo mu Kagari ka Kijabagwe. Ni mu gihe ubuso n’imyaka yangirikiye mu mirima y’abaturage byo byari bikibarurwa ngo hamenyekane agaciro kabyo. Abaturage bangirijwe ibyabo, barimo ababaye bacumbikiwe mu baturanyi babo.

Hamwe na hamwe amapoto yaguye abaturage basigara mu icuraburindi

Ubundi nomero za telefone ni kimwe mu biranga umuntu, abantu benshi badakunda guha uwo biboneye, batabanje kumwizera ndetse no gusobanukirwa impamvu akeneye izo nomero. Hanyuma nyiri kuzitanga yakumva abyemeye akayimuha. Ndetse mu bantu b’abasirimu nta muntu utanga nomero z’undi muntu atabiherewe uburenganzira na nyirazo. Ibi bigaragaza ko ari ikintu gikomeye. Ariko kubera ihererekanya ry’amafaranga hifashishijwe ubu buryo bw’ikoranabuhanga kimwe mu ngamba zo kwirinda Covid-19, byatumye n’umuntu utari ngombwa ko abona nomero z’umuntu runaka, azibona mu buryo bworoshye.

Iyi kandi yaje ari ingamba nk’izindi zose zo kwirinda icyorezo cya Covid-19, bivuze ko ubirenzeho ahanwa nk’undi wishe irindi bwiriza ryo kwirinda Covid-19 . N’ubwo abantu benshi bemera ko kwirinda Covid-19 ari ngombwa ariko banagaragaza ko hari aho bikemura ikibazo kimwe cyo kwirinda ndetse no kubahiriza ingamba zo kwirinda Covid-19, ariko bakagaragaza ko gutanga nomero zabo hari aho bagiye babangamirwa mu buryo bumwe cyangwa ubundi bitewe na nyiri guhabwa izo nomero.

Hari bamwe bagiye bagaragaza ko hari igihe bishyura bakoresheje telefone zabo, hanyuma wa muntu nyuma akaza kumuhamagara amwibwira ko yabonye nomero ze, igihe yamwishyuraga, ibyo benshi bafata nko kubatesha umutwe kuko bahamagarwa kenshi kandi bajya kwishyura ibyo guhana nomero bitari biri muri gahunda. Ibi nkabiheraho nibaza niba nta buryo abahanga mu ikoranabuhanga bareba uko abantu bakomeza kwishyurana ariko bidakemura ikibazo kimwe ngo biteze ikindi.

Iki kibazo n’ubwo akenshi umubare munini ugaragara ubangamiwe ari uw’abagore, aho bavuga ko aba babahamagara akenshi babatereta, bamwe bikaba binabaviramo ibibazo n’abo bashakanye, hari n’abagabo babigarukaho bahamagarwa n’abantu b’abatekamutwe kandi nomero zabo barazikuye muri iryo hererekanya ry’amafaranga.

Ibi kandi bifata indi ntera aho umwe ashobora gusaba mugenzi we nomero z’umuntu runaka kuko we azi ko akunda gukorana n’uwo muntu, ku buryo babitegura akamubwira ngo nagaruka uzamubwire yishyure akoresheje uburyo bw’ikoranabuhanga uzampe nomero ze, ku buryo undi na we abikorera icyo, niba yari no kwakira amafaranga mu ntoki akamubwira ko atabona ayo amugarurira cyangwa ko agomba kwishyura akurikije ingamba zo kwirinda covid-19, kugira ngo akunde abone nomero ze za telefone.

Mu by’ukuri njyewe si ndi umuhanga mu by’ikoranabuhanga, ariko nizera ko mu Rwanda hari abahanga ndetse banifashisha n’abandi bibaye ngombwa bakareba uburyo iki kibazo cyabonerwa igisubizo, ku buryo umuntu yakomeza kwirinda Covid-19, cyane ko n’ubwo ubu imibare y’abayandura mu Rwanda iri hasi, ariko igihari. Ariko umuntu akabikora adaha nomero ze umuhisi n’umugenzi kugira ngo umutekano we ube wuzuye, ndetse yirinze impande zose.