Author: webrwanda

The transactions come after Equity Group from Kenya (which also has a subsidiary in Rwanda) called of the plan of acquiring stakes in BPR Plc due to COVID-19 related effects. Talks for the canceled acquisition had started in April 2019 with the objective of reaching mutually acceptable terms for a strategic transaction.

After careful consideration, Atlas Mara (which owns 62 per cent share in BPR) and EGH mutually agreed to discontinue discussions recently.

Following the failed acquisition by Equity, Atlas Mara Limited (Atlas Mara) and KCB Group Plc (KCB) announced yesterday that they have signed a definitive agreement regarding a proposed acquisition of 62.06% of the issued share capital of BPR by KCB followed by a subsequent merger with KCB’s wholly owned subsidiary operating in Rwanda, KCB Bank Rwanda Plc.

According to a joint statement from both banks; the combined bank is expected to double its market share resulting in a robust balance sheet and capital structure that will support growth in the post covid-19 macroeconomic recovery period thus ensuring the banks’ customers benefit from being a part of one of the biggest Banking groups in East Africa.

Once implemented, the transaction is subject to the fulfillment of various conditions precedent amongst which, include regulatory approvals by the National Bank of Rwanda, the local and regional competition commission authorities and all relevant entities.

Following the legal merger of the two banks, the enlarged entity is expected to be the 2nd largest bank in the country and will be a majority owned subsidiary of KCB Group Plc.

Commenting on the development, The Managing Director of BPR Maurice Toroitich expressed delight for the planned acquisition and assured customers of better services as usual.

'We are very pleased to reach this agreement with KCB Group Plc. This transaction represents an opportunity for BPR to benefit from being part of the largest banking group in East Africa and I am confident we will benefit from KCB Rwanda’s digital banking capabilities, complementary branch and agents network, innovative product offering across retail, SME, corporate and payments as well as trade finance and international banking offering leveraging the broader KCB regional footprint,' he said.

'I want to assure our clients that the safety of their banking operations and high-quality customer service will remain our top priorities during the transition. They can look forward to new products and services as the combined institution pursues sustainable growth. Our mission to serve and support our customers during this challenging time; to leverage on the combined business which will contribute to meaningful economic development of the country. We look forward to working with the KCB Rwanda team,' added Toroitich.

KCB Rwanda Managing Director Mr. George Odhiambo said the merger anticipates expanded retail network and sustainable growth.

'We are delighted to have reached an agreement on a proposed merger with BPR, a strong retail and commercial bank with one of the largest branch network in the industry and long history spanning over 45 years in the country. This merger, will see the bank ranked 2nd largest bank in the country, which will increase our scale and improve our operating leverage by enabling us to deliver existing retail and wholesale offerings to a wider base of customers in Rwanda while positioning the bank for sustainable growth in the long-term,' he said.

Odhiambo also revealed that the merger will provide current KCB Rwanda customers with access to a larger network of branches and agents across the country, while BPR’s customers would benefit from best in class digital capability, transactional banking solutions, trade finance expertise and international banking offering from KCB.

'Through this transaction, we will play a greater role in Rwanda’s economic expansion, using our combined balance sheet to support our clients while leveraging our enhanced distribution network to deepen financial inclusion and provide lending and trade finance solutions to entrepreneurs and SMEs in Rwanda,' he stressed.

KCB Group Plc is East Africa’s largest commercial Bank that was established in 1896 in Kenya. Over the years, the Bank has grown and spread its wings into Tanzania, South Sudan, Uganda, Rwanda, Burundi and Ethiopia (Rep). Further to the banking businesses in these markets, KCB Group owns National Bank of Kenya, a Kenyan lender.

Today KCB Group Plc has the largest branch network in the region with 360 branches, 1,090ATMs and over 23,230 merchants and agents offering banking services on a 24/7 basis in East Africa. Additionally, KCB Group owns KCB Insurance Agency, KCB Capital Limited, KCB Foundation and Kencom House Limited as non-banking businesses. The Bank has a wide network of correspondent relationships totaling over 200 banks across the globe and our customers are assured of a seamless facilitation of their international trade requirements wherever they are.

The proposed transaction is firmly in line with Atlas Mara’s repositioning as a streamlined holding company with an increased focus on a core footprint. The merger will see BPR’s strong retail, commercial and SME loan capability and branch network leverage KCB Rwanda’s best in class digital platform and product suite to create a platform for further growth and the facilitation of financial inclusion for the unbanked in the country.

Corporate customers can expect to benefit from KCB Rwanda’s strengths in transactional banking, trade finance, treasury, international payments and loans through the wider distribution network of the enlarged bank and KCB’s presence in the key countries across the East African region.

BPR and KCB Rwanda will draw on Atlas Mara and KCB’s strong track records of post-merger integration to ensure a successful combination.

IGIHE

The facilities include large public hand washing facilities built at borders points between Rwanda and the Democratic Republic of Congo (DRC) and Thermal Imaging Cameras installed at six border points.

The infrastructures were set up at Poids Lourds and La Corniche borders in Rubavu district, Rusizi I and II borders, Rusumo border in kirehe district and Cyanika border in Burera district.The borders were chosen for large passenger-traffic.

Among others, the fund covered the refurbishment of infrastructures at Gihundwe, Nemba and Bushenge hospitals set to accommodate COVID-19 patients.

During the handover ceremony that took place yesterday, the Minister of Health Dr Daniel Ngamije highlighted that the facilities come in handy in the quest to curtail the spread of coronavirus.

'Temperature test is a must for all entrants. These Thermal Imaging Cameras lessen work and allow smooth cross border movements,' he said.

Japan ambassador in Rwanda, Masahiro Imai hailed Rwanda’s efforts in controlling COVID-19 and assured his country’s continued support especially in health sector.

'Japan will keep contributing to Rwanda’s health services, collaborating in the prevention of COVID-19, training healthcare workers and establishing long lasting structure to contain the pandemic,' he said.

IGIHE

Mu gice cya 2 twabonye uburyo Kayitesi Domina yakize SIDA maze abibwiye umugabo we amutera utwatsi avuga ko abakizwa bamubeshya ndetse amufatira ibyemezo byo kumubuza gusenga, ariko Domina arabyanga ari byo byamuviriyemo gukubitwa umunsi n’ijoro ariko Domina ashikama ku Mana asengera umugabo we kugeza ubwo yakijijwe apfa yejejwe.

Mu magambo ye,Kayitesi Domina aradusobanurira ingorane yahuye na zo nyuma yo gukizwa.

Aragira ati:”Umugabo wanjye yamaraga kunkubita nkajya muri toilette nkamusengera cyane ngo Imana imuhe agakiza ntazapfire mu byaha, twaba turyamye nkamupfumbata akagira ngo ni ibisanzwe naho njye namaze kwinjira mu Mwuka kare ndimo musengera, mukuramo imyuka yo kudakizwa, ubusambanyi, kunywa inzoga, itabi n’ibindi. Uko namusengeraga aho gukira byariyongeraga.

Umunsi umwe yarambwiye ati:”Igihe nagukubitye nkubuza gusenga ukaba warabyanze, noneho ndagutaye burundu sinzagaruka”. Yaragiye ansigana n’abana 5 mu mujyi i Bujumbura maze Yesu araza turasigarana. Ubwo nari ndyamye saa munani z’ijoro nabonye Yesu aje atangira kunkorakora mu maso maze arambwira ati:”Yewe! Abagabo bazapfa, ibintu byose bizashira ariko Imana yo izahoraho ibihe bidashira, none ngwino twikundanire ndetse ampa amasezerano ari muri Yesaya 54″.

Muri iryo joro Imana yaranyiyeretse impa n’indirimbo yamfashije cyane mu ndirimbo za wokovu (agakiza) mu rurimi rw’igiswahili ya 272 ivuga ngo: Ni uheri kumwamini Mungu (Ni iby’igiciro kwizera Imana) ku buryo no mu rusengero nasabaga umwanya nkayiririmba harimo amagambo avuga ngo ibigeragezo bikomeza umugenzi mu rugendo. Imana yanyeretse ko umugabo wanjye atari ukunyanga ahubwo ari umwuka umurwanya umurimo.

Umunsi umwe nagiye mu iyerekwa mbona umugore w’ikimuga aranyinjiranye mu nzu mpita nkoma akaruru mpamagara umugabo ngo aze antabare kandi yari yaragiye. Nahise mbona umugabo araje atangira kurwana na wa mugore barwanira interrupteur (akantu bakandaho bazimya cyangwa batsa itara) umugabo agashaka kwatsa, umugore agashaka kuzimya bararwana birangira umugore amurushije imbaraga maze itara rirazima mbona mu nzu habaye umwijima. Umwuka Wera yahise ambwira ko umugabo wanjye atanyanga ko ahubwo umwuka w’ubusambanyi urimo kumurwanya.

Ikindi gihe Imana yongeye kunyereka yaragarutse ngo njya gusenga musize mu gitanda (icyo gihe yari yaragiye) nuko ngeze mu nzira mpura n’imbwa, mbona zirasamye ngo zindye, ariko nahise mpinduka nk’intare ndazifata zose ndazishwanyaguza. Naragiye nirirwa nsenga mvuga ngo Imana imfashe ntankubite nk’uko byahoraga. Naragarutse ngeze mu rugo mbona yicaye muri salo nanjye mwicara iruhande, aho yahagurutse ngo ankubite, mbona arahagurutse afunguye akabati azana amasorori y’ibiryo bishyushye arambwira ngo nze duasangire mpita nkanguka.

Nagize irindi yerekwa ubwo nari ndimo gusengera umugabo wanjye, mbona ari mu muhanda maze umusirikare aramurasa mbona arapfuye, narirukanse cyane ndamusanga hasigaye gato ngo apfe ndamubwira nti:”ubu ntiwakwihana maze wapfa ukigira mu ijuru?”. Nagiye kumva numva avuze akajwi karenga ngo Imana imbabarire ibyaha byose nakoze. Nagiye kubona mbona abaye muzima, mpita nkanguka ariko menya ko umunsi umwe Imana izamukubita inkoni akihana agapfa akajya mu ijuru.

Ibyo nabibonye nijoro, ariko bukeye bigeze nimugoroba mbona umugabo wanjye araje nuko arambwira ati :Ibyo nagukoreye byose ubimbabarire sinzasubira.Yaraje turabana igihe kiragera tugaruka mu Rwanda mu 1994, ntangira akazi CHUK ariko byari umugambi w’Imana kugira ngo nsengere abarwayi kuko sinari narize nakoraga akazi gaciriritse. Narabasengeraga abarwayi ba SIDA bameze nabi, sinagiraga iseseme, narabateruraga nkabiyegamiza kuburyo amarira yanjye yabatembaga ku mubiri nibwo numvaga nyuzwe. Mwibuke ko nigeze kugira iyerekwa ngahabwa imfunguzo z’ibitaro, mu myaka 16 namaze CHUK, Imana yankoresheje ibikomeye ndashimira Kristo ko asezeranya agasohoza.

Muri iyo minsi niho umugabo yatangiye kurwara, azana ibiheri ku mubiri, inkorora, tukajya mu bitaro tukongera tukagaruka. Rimwe yagiye kwipimisha ku Muhima bamusangamo SIDA maze araza arabimbwira mpita mwibutsa nti “Ese ubundi ntiwibuka ko bayinsanzemo ngasenga Imana ikankiza? Erega buriya n’ubwo ubona dukomeza kubana ariko buriya sinzandura kuko Imana yankijije ifite n’ubushobozi bwo kunkingira.

Twakomeje kuganira ndamubwira nti Imana ni urukundo, harageze ko nawe wakira Yesu nk’Umwami n’Umukiza w’ubugingo bwawe, wapfa ukajya mu ijuru, wakira ugakorera Imana. Yahise abyemera nuko nibuka umusirikare amurasa, mpita mubwira nti”Rero ngiye kukuzanira pasiteri akwakirishe Yesu?”. Nabwo yaremeye aciye bugufi cyane.

Naragiye njya kumuzanira umupasiteri witwa Rwumbuguza Meshak araza umugabo aratura ansaba imbabazi yakira Yesu nk’Umwami n’Umukiza w’ubugingo bwe, arakizwa amererwa neza. Icyo gihe ntacyanejeje mu bibaho nk’icyo kintu kuko nari mbitegereje imyaka myinshi. Imana yaramukijije arakira ariko igihe kiza kugera Imana irambwira ngo iramutwaye, mbona umuryango w’inzu yanjye uraguye nk’aho yahagurutse ngo awuzamure mbona ni njyewe urimo kuwuzamura. Mubyukuri Imana yamutwaye akijijwe”.

Muri macye amasengesho yacu ntashobora gupfa ubusa. Ndashaka kubwira abagore bafite abagabo cyangwa abana badakijijwe ngo ntibacike intege zo gusenga kuko aya masengesho Yesu arayumva cyane.

source: SINAI TV

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Naho nanyura mu gikombe cy’igicucu cy’urupfu, sinzatinya ikibi cyose kuko ndi kumwe nawe, inshyimbo yawe n’inkoni yawe ni byo bimpumuriza. Zaburi 23:4

Igikombe cy’igicucu cy’urupfu kibaho. Birashoboka ko umuntu yanyura muri iki gikombe cy’igicucu cy’urupfu. Twibuke ko Satani azanwa no: Kwica, kwiba, no kurimbura, Yesu we yazanywe no gutanga ubugingo kandi agatanga bwinshi.

Mu kiganiro 'Ubutumwa bukiza’ cyo kuri Agakiza Tv, Pasiteri Desire Habyarimana arasobanura byinshi kuri iyi Zaburi ya 23 yanditswe na Dawidi by’umwihariko umurongo wa 4.

Ntabwo Yesu yigeze atwizeza ko tutazanyura mu gikombe cy’igicucu cy’urupfu kuko nawe yarahanyuze, ahubwo yaravuze ngo 'Mu isi muri n’amakuba, muhumure nanesheje isi’. Icyo dukwiriye gusobanukirwa tukamenya ni uko ibitwica bihari, icyakora kubana na Yesu tukamwegera, kuba atuberaye ubwihisho bituma nubwo twanyura mu gikombe cy’igicucu cy’urupfu tudatinya.

Abantu benshi babayeho ubuzima burimo ubwoba ,: Bafite ubwoba bw’ejo hazaza, bafite ubwoba ko barimo barasaza, bafite ubwoba ko bakuze batarashaka wenda, bafite ubwoba ko bataragera ku muvuduko abandi barimo kwirukaho bashaka iterambere, bagahorana ubwoba bumeze butyo.

Dukwiye kubaho dufite ikizere ko n’ubwo twanyura mu gikombe cy’igicucu cy’urupfu tutazatinya ikibi cyose kuko Yesu arikumwe natwe.

Tugarutse kuri Zaburi ya Dawidi 23, tukareba ku buzima bw’Umwungeri n’intama, ntitwavuga ko intama zidahura n’ibizica. Mu butayu aho baragiraga ,: Habaga hari inzoka z’ubusabwe, habaga hari intare, habaga hari idubu, habaga hari Sikoropiyo n’izindi nyamanswa z’inkazi.

Ntabwo intama ishobora kwiganyira hari inshyimbo n’inkoni

Inshyimbo n’inkoni, izindi Bibiliya zivuga inkoni n’ubuhiri. Inkoni ni iyo kuragira intama kugira ngo zibashe gukomeza kuragirwa neza, ariko impiri ni iyo kwica inyamanswa yose ibangamira umukumbi. Aka ni akazi k’Umwungeri.

Muri iki gihe hari ubwo ubona ubwoba bw’abarokore,: Yabona ikibabi kikubise hasi ati barandangije!, igihunyira cyavuga akarara adasinziriye, injangwe yarara irira, ati’ Ndapfuy!’. Ukibaza niba uyu muntu yasobanukiwe iri Jambo ' Naho nanyura mu gikombe cy’igicucu cy’urupfu, sinzatinya ikibi cyose kuko ari kumwe nanjye.’ ?

Iyo urebye ukuntu abarokore batinya uburozi, uhita ubona ko batasobanukiwe iri jambo. Mu butumwa bwiza bwaYesu uko bwanditswe na Mariko 16:7-8, havuga ibimenyetso bizagendana n’abizera: Bazanywa ikintu kica, ntacyo kizabatwara na hato, bazarambika ibiganza ku barwayi bakire, bazirukana abadayimoni, bazavuga indimi nshya, bazafata inzoka. Iyo wizera ugendana na Yesu ukaba uri kumwe nawe koko, nta cyo wakwiganyira.

Reka ubwoba, gira kwizera. Ibikwica byo birahari ntabwo yigeze atwizeza ko bitazaza kuko no mu mubiri wawe birimo, ariko ntukwiye gutinya ikibi cyose kuko Yesu ari kumwe nawe.

Ubwoba ukwiye kugira gusa, ni igihe Yesu atakiri kumwe nawe

'Naho nanyura mu gikombe cy’igicucu cy’urupfu, sinzatinya ikibi cyose kuko ari kumwe nanjye’.

Twibuke ko ikintu gikomeye aha, ni ukuba ari kumwe natwe, aho wagira ubwoba gusa ni igihe Yesu mutakiri kumwe. Yesu iyo ari kumwe nawe aragutabara, iyo ari kumwe nawe arakurinda, iyo ari kumwe nawe araguhumuriza, iyo ari kumwe nawe arakurengera, Imana iri mu ruhande rwawe umubisha nta we.

Ikintu cyagutera ubwoba ni igihe Yesu yaba atagihari, ariko mu gihe agihari ejo ni heza kuruta uyu munsi.

Fata igihe cyo gutekereza, ese ni ibiki byagutandukanyije na Yesu, ni ubwoba, ni ibyaha, ni ibigeragezo utinzemo, ni ibiki byagukuye iruhande rwe?. Niba wumva mutakiri inshuti, mutakibana mu busabane aho ho Satani yagushyikira. Ariko niba mukiri kumwe ukaba uzi ko nta kintu cyagukuye iruhande rwe, Imana izagufasha.

Igihe Imana iri kumwe nawe izakurengera, izagutabara, ntabwo amaboko y’Imana ari magufi. Wigira ubwoba bw’ibyo uzarya, ibyo uzambara, aho uzaba n’ibindi. Imbaraga z’Isumba byose zizakurwanirira. Komera witinyishwa n’uburwayi, witinyishwa n’abakwanga, witinyishwa n’abakuroga, witinyishwa n’abakugambanira, ntutinyishwe n’ikintu na kimwe, amaboko y’Imana aracyatabara abubaha Imana.

Naho nanyura mu gikombe cy’igicucu cy’urupfu, sinzatinya ikibi cyose, kuko ndi kumwe nawe

Hari ingero z’abantu banyuze mu gikombe cy’igicucu cy’urupfu, ntibagira icyo baba kuko bari kumwe n’Imana. Daniel yasuhuzanyije n’urupfu bamushyize mu ntare, nyamara yavuyemo ari muzima, ba Saduraka, Meshake na Abedinego niko byabagendekeye bashyizwe mu itanura ry’umuriro ariko bavuyemo ari bazima. Na Yesu ubwe yanyuze mu rupfu, ariko ku munsi wa gatatu yarazutse, ni muzima.

Reba hano inyigisho yose: Ihumure: Naho nanyura mu gikombe cy’igicucu cy’urupfu, Sinzatinya ikibi cyose kuko ndi kumwe nawe.

Source: Agakiza Tv

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Rutahizamu w’umurundi ukinira Gor Mahia wanyuze mu Rwanda mu ikipe ya Rayon Sports, Jules Ulimwengu ntari muri 18 Gor Mahia yahagurukanye muri Kenya kuza guhangana na APR FC, akaba avuga ko afite ikibazo cy’imvune.

Gor Mahia ku isaha ya saa 10h yahagurukanye abakinnyi 18 muri Kenya kuza gukina na APR FC mu ijonjora ry’ibanze rya CAF Champions League, ni umukino uteganyijwe ku munsi w’ejo ku wa Gatandatu tariki ya 28 Ugushyingo 2020.

Mu bakinnyi 18 iyi kipe yashyize hanze yahagurukanye muri Kenya, ntibarimo Jules Ulimwengu wari witezwe n’abanyarwanda benshi kuko yahanyuze akinira Rayon Sports.

Aganira n’ikinyamakuru ISIMBI, Jules Ulimwengu yavuze ko impamvu ataje ari ikibazo cy’imvune yagize ndetse ko atizeye ko n’umukino wo kwishyura azawukina.

Ati“nagiriye ikibazo cy’imvune mu myitozo, nababaye ukuguru. Ndimo ndivuza umukino wo kwishyura nawo sinzi niba nzawukina.”

Nubwo atazaba yemerewe gutoza kubera kutagira ibyangombwa byemwe n’Impuzamashyirahamwe y’Umupira w’Amaguru muri Afurika (CAF), Umunya-Brésil Robertinho ari mu batoza Gor Mahia irazana i Kigali.

Samuel Omollo usanzwe utoza Posta Rangers ariko akaba yaritabajwe by’agateganyo nk’umusimbura wa Robertinho, akaba azungirizwa na Patrick Odhiambo.

Umukino uzaba ku munsi w’ejo kuri Stade Regional i Nyamirambo, ni mu gihe umukino wo kwishyura uzaba ku wa 5 Ukuboza 2020.

Abakinnyi 18 Gor Mahia yahagurukanye: Bonface Oluoch, Gad Mathews, Geoffrey Ochieng, Michael Apudo, Philemon Otieno, Kelvin Wesonga, Charles Momanyi, Joachim Oluoch, Andrew Juma, Ernest Wendo, Bertrand Konfor, Kenneth Muguna, Bernard Ondiek, Cliffton Miheso, John Macharia, Samuel Onyango, Nicholas Kipkirui na Tito Okello.

Jules Ulimwengu ntari mu bakinnyi 18 bazanye na Gor Mahia

Gor Mahia iri mu nzira iza mu Rwanda gukina na APR FC